Privacy & Security

Privacy Policy

Last Updated: April 29, 2026

1. Data Collection

At SmartFinance Tracker, we collect information that helps us provide you with the best possible personal finance tracking experience. This includes:

  • Account Information: Name, email address, and authentication credentials (such as hashed passwords or OAuth tokens).
  • Financial Data: Incomes, expenses, budgets, categories, and account balances that you input into the application.
  • Usage Data: Interaction metrics, feature usage, device information, and IP addresses to improve our services.

2. How Data is Used

The data we collect is utilized strictly to provide, maintain, and improve our services. We use your information to:

  • Authenticate your access to the platform securely.
  • Generate financial analytics, insights, and reporting tools.
  • Send important account updates, security alerts, and support messages.
  • Analyze usage trends to enhance user experience and develop new features.

3. Data Security

We prioritize the security of your financial data. We employ industry-standard security measures including data encryption in transit (HTTPS/TLS) and at rest. Passwords are cryptographically hashed using robust algorithms (e.g., bcrypt). Access to our databases is strictly controlled and monitored to prevent unauthorized access.

4. Third-Party Services

We may utilize third-party services to facilitate our application, such as secure cloud hosting, payment gateways (e.g., Stripe, Razorpay) for premium subscriptions, and analytics providers. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

5. Cookies Usage

Our web application uses "cookies" and similar tracking technologies to track activity and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our Service may not function properly.

6. User Rights

You retain full control over your personal data. You have the right to:

  • Access: Request copies of your personal data.
  • Rectification: Request correction of any inaccurate or incomplete data.
  • Erasure: Request the deletion of your account and associated financial data ("Right to be Forgotten").
  • Export: Download your financial data in a portable format (e.g., CSV).

7. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or your data, please contact our support team at privacy@smartfinance.com.